Purchasing a car with bad credit auto loans from Seattle car dealerships for bad credit for example, can be a blessing in disguise so use this loan option as a way to better the credit state. Look at it this way no matter where you are located if you have bad credit, going with the pre owned reliable mode of transportation would be the more financially smart choice.
Going with this option would not put you deeper into debt, your payments will be reasonable and you could have extra money to take care of other debt that may be hurting you.
So in closing if you feel like your credit is better than it was years ago give it more time to continue to rise. When the time presents its self to buy a vehicle and you have poor or bad credit you want to work with bad credit car dealers. Before making the choice to get into a new vehicle that may be over your budget, please weight out all of your options. You only have one credit score so take care of it the best you can.